Digital delivery.
Access your account online. No need to wait on hold for basic support.
Modern technology life insurers love
With Ficus, carriers replace paper-based retained asset accounts with digital beneficiary accounts, improving the beneficiary experience, reducing costs, and driving retention
Welcome back,
Daniel
Total Balance
$30,281.09+2.4% sinceVISADebit
Daniel Nissenbaum
**** **** ****8381
Ficus
Account
Beneficiary Account+0.75% annually
$30,281.09
A modern beneficiary experience built for clarity and immediate access.
Easy access, digital-native delivery, and clear account details in one place.
An insurance payout program built for clarity, compliance and control.
Carriers can reduce costs, service burdens and reconciliation headaches, while driving longer retention and stronger outcomes.
Built by teams from
Welcome back,
Daniel
Total Balance
$30,281.09+2.4% sinceVISADebit
Daniel Nissenbaum
**** **** ****8381
Ficus
Account
Beneficiary Account+0.75% annually
$30,281.09
Beneficiary experience
Make a difficult moment simpler to navigate.
Ficus turns retained asset delivery into a digital account that families can understand, access, and use without waiting on paper.
Use funds immediately.
Access funds right away with a physical or digital debit card.
Know what is available.
Balances, account status, and card details are presented plainly from the start.
A platform built to help.
Ficus is here to support beneficiaries during this life chapter.
Ficus for carriers
A better beneficiary product is also a better operating model.
Lower Cost. Less Complexity.
Replace paper-heavy workflows and manual servicing with a cleaner retained asset operation.
Fewer calls. Faster resolution.
Digital access and clearer communication reduce confusion and call-center burden.
Higher adoption. Longer retention.
A better beneficiary experience drives stronger usage and keeps assets on platform longer.
Award-winning beneficiary experience.
A beneficiary experience worth sharing — net promoter score leadership, stronger brand affinity and deeper beneficiary relationships over time.
Security and trust
Secure by design.
Built for oversight.
Ficus is designed for carriers that need strong controls, careful implementation, and a beneficiary experience that reflects the seriousness of the moment.
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Industry
Frequently asked questions
Common questions about Ficus.
Answers for carriers evaluating digital beneficiary accounts and retained asset account modernization.
Ficus is building modern payout infrastructure for life insurance carriers. We help insurers modernize retained asset accounts and beneficiary payments through a streamlined digital experience.
Request a demo
See how Ficus can modernize your retained asset accounts.
We'll walk you through the beneficiary experience, carrier workflow, and rollout path for your retained asset program.